• Receive Your Loan Funds: Once the loan is finalized, Wells Fargo will typically release the loan funds to the dealership or directly to you, depending on your chosen loan option. Find out more

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Steps to Apply for a Wells Fargo Auto Loan

* Down payment amount: Evidence of your down payment funds. Choose Your Loan Option: Decide whether you want to apply for a direct or indirect auto loan. Direct loans provide greater control over loan terms, while indirect loans offer the convenience of working with a dealership. Credit Score: A good credit score is essential to secure favorable loan terms. Wells Fargo typically requires a minimum credit score for auto loan approval. The specific score requirement may vary based on your individual circumstances and the type of loan you're seeking. Flexible Loan Terms: Wells Fargo understands that everyone's financial circumstances are unique. They offer flexible loan terms, allowing you to choose a repayment period that fits your budget and financial goals. You can select a shorter loan term for lower interest costs but higher monthly payments, or a longer term for more manageable monthly payments but potentially higher overall interest.