Annuities: These are contracts that promise regular payments, often used for retirement planning.

3. Focus on Financial Literacy

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Understanding Primerica's Products

Despite the criticisms, Primerica can be a valid option for certain individuals, especially those seeking:

One of Primerica's strongest selling points is its focus on affordable term life insurance. This type of insurance provides coverage for a specific period, typically 10 to 30 years, at a lower premium compared to permanent life insurance. This affordability makes it accessible to individuals who may not be able to afford the higher premiums associated with other life insurance options.

3. Annuities

3. High Fees and Commissions